RETIREES/COBRA BENEFITS

Retiree/COBRA Benefits are for retirees and former St. Francis Area Schools employees who were contracted at or above 1,020 hours per year and enrolled in benefits at the end of their employment with St. Francis Area Schools.

These Medicare plans are only for those that are post 65. (You cannot enroll until three months before turning 65)

Health Partners
Journey Plan

Effective 01/01/25-12/31/25
Single, Journey Plan: $268.40 monthly

Retiree National Choice Plan
Effective 01/01/25-12/31/25
Single, RNC Plan: $331.60 monthly

Public Employees Insurance Program (PEIP)
Effective 7/1/24-6/30/25

PEIP Advantage High Plan
Single: $953.18 monthly
Family: $2,524.38 monthly
High Plan Summary July 24

PEIP Value Plan
Single: $854.24 monthly
Family: $2,260.24 monthly
Value Plan Summary July 24

PEIP HSA Plan (Integrated and Retiree Funded Health Reimbursement Arrangement)
Single: $673.00 monthly
Family: $1,776.46 monthly
HSA Plan Summary July 2024

Enrollment or Waiving Coverage Form
PEIP Medicare Part D 2025 Credible Coverage Disclosure Information
PEIP Clinic Directory

For questions with your individual medical benefit plan contact:
Innovo Benefits Administration
952-746-3101 / 1-800-829-5601
www.innovomn.com


Delta Dental Plans
Effective 07/01/2024
Single: $43.00 monthly
Single +1: $80.00 monthly
Family: $107.00 monthly
Delta Dental Summary
*Plan year maximum is $1,250

Guardian Life Insurance(all rates are monthly)
Retiree Life Policy $.33/$1,000
Basic Life Policy $.105/$1,000
Supplemental Life $.19/$1,000
Dependent Life $5,000 Policy: $.68
Dependent Life $10,000 Policy: $1.35
Dependent Life $15,000 Policy: $2.02

Billing & Administrative Fees-Benefit Extras
Monthly billing is administered through Benefit Extras
COBRA/Retiree Benefits Administrator
COBRA/Retiree Admin:  Benefit Extras 
Phone: 952-435-6858
Email: cobra@benefitextras.com

Benefit Extras-Recurring Reimbursement
Recurring premium reimbursement's requested from your VEBA account, will need to be set up with Benefit Extras.
https://benefitextras.com
952-435-6858

Benefit Extras-General Questions
Customer Service 1-800-422-4661
Monday–Friday, 8:00 a.m.–5:00 p.m. CST, except Wednesday 9:00 a.m.-5:00 p.m. CST

Please feel free to contact Janet Anderson (hr@isd15.org) if you have any questions.

2024 Retirement Letter and Packet

Retirement Letter and Packet

TRA Logo

Empower logo

PERA logo